Tarsus -- What We Do

We provide real and authentic information for client financial planning and strategic operations needs. In short, we sell stuff - we do stuff. Custom products and services for people and business owners.

1. We form Nevis companies, IBC, LLC, Trust, Private Funds, Mutual Funds, Hedge Funds, and other structures for our clients. We can do this as a licensed service provider, Trust company, in Nevis.

The choice is between a service provider that forms massive amounts of companies for a client but no support and one that forms companies for clients specific needs and supports the functions affiliated with their needs. The second is where we excel.

2. We can help structure an IDPVA - International Deferred Private Variable Annuity. This is a vessel for tax differed income that under US law is an Exempt Asset from most garnishments. The only exception I am aware of are assets placed in the IDPVA that are derived by fraud, or defrauding a current creditor. Look to the circular on the IDPVA for more detailed information.

The IDPVA is a unique vehicle, and has been around for a very long time. The IDPVA, the annuitization of ones assets, allows those assets to grow tax deferred and be exempt from garnishisment. Most international investments and commercial vehicles may be owned by an IDPVA. There are a few rules with the annuitization of ones assets, and they are: 1) The annuitant cannot control the assets in the IDPVA, if this occurs the gains are both taxable and subject to garnishments. The annuitant does have the ability to choose types of assets, just not the specific assets; 2) There is a minimum term of 3 years.

The value of the annuity is wholly dependant upon the performance for the assets within the annuity structure. Taxes for U.S. residents are due as funds are withdrawn. The IDPVA may be combined with a life insurance policy to pass the corpus of the IDPVA to heirs free of taxation.

3. We help form Captive Insurance Companies. These can be used for a variety of purposes. Most often they are wholly owned by an IDPVA. Sometime the Insurance Company takes the form of a warrantee company, where the warrantee company insures the quality delivery of services or goods to the customer.

Captive Insurance companies are a vehicle that can be used to deal with custom issues of risk and opportunity for a small group of companies or persons. We have seen captives used for all conventional purposes, such as Malpractice for medical professionals or to backup automobile Warranty Policies for dealers. We have also seen them used as asset protections vehicles, and to craft unique policies for products and services that differentiate an offering from a competitor in such a way that the competition cannot respond. An example was the use of custom polices for the replacement of HVAC units, or other mechanical failures in a commercial building when they were sold tied to a real-estate company. This difference, which could be advertised, was used as a successful technique to get listings and make sales.

4. We help form and can Manage Funds. Private funds, Hedge Funds, and Mutual Funds of any type. Private funds are typically used as an estate-planning tool for the closely held private company in the U.S. The private fund can also be used as a test vehicle for a trading formula. The Hedge fund mirrors the U.S. hedge fund law and the public mutual fund is just that.

Funds and fund management is one of the most interesting new areas being developed in the offshore world. The U.S. and OECD funds are increasingly being burdened with new regulations that have nothing to do with investor protection or transparency. Further, since Tarsus specializes in knowledge of anti-money laws and new initiatives that are anticipated. We can help funds and fund managers structure their vehicles to be compliant with anticipated guidelines, not interfering with the business and investment process.

5. We are helping web based business internationalize their operations. The company is set up in an offshore jurisdiction, banks offshore, payments clear offshore, the web site is hosted offshore, and all of the EULA and Terms of service domicile disputes offshore. The International Internet Based Business (IIBB) is a turnkey solution for Internet entrepreneurs. It can be tax neutral or tax advantaged with the addition of a warrantee company owned by an IDPVA.

The Internet is the future platform for all business. The IIBB is the future of the Internet based business. We offer a turnkey solution to help an Internet based business move from domestic operations to international operations. Banking, Processing, Hosting, Domain Address, Physical Address, Telephone, and transaction domestication to the offshore location are provided in a turnkey package for both The Bahamas and Panama. Other locations will come in time, depending upon demand. The advantages of being in the Bahamas or Panama is simple - you have access to the world markets, more sensible dispute resolution, and are less likely to deal with litigation and government interference.

The IIBB is not for all business models, products or services and requires approximately $20,000 U.S. per month existing sales to make it economical. It takes 60 to 90 days to set up, and costs will vary depending upon the location and additional services required. The structure for US residents is tax neutral. Captive insurance companies owned by an IDPVA can give some tax deferral if proper economic foundations can be made to risk transfer through insurance.

6. We consult and advise people, both domestically and internationally, on financial planning matters. We will meet anywhere in the world for a day, go over the financial situation in detail, and prepare a written report on their options, what we think they must do, and what they should do. The fee for this begins at $7,500. This fee is split three ways, after expenses -- between the introducers, Tarsus and the law firm that issues the report.

This is a comprehensive review of a potential clients personal situation. For $7,500 a detailed overview of their finances and our recommendations are provided. There is no obligation on behalf of the client. This is an exhaustive process, incorporating as many of the client's professional providers as they choose to add to the process. The end product is a comprehensive written report provided by council. The turnaround time from a meeting to the completed report ranges from 30 to 60 days.

7. We are experts on the development of Intellectual Property and Critical Information (IPCI) structures. We have developed methods to hold and license IPCI all over the world, with minimal withholdings from most jurisdictions. This is typically done though an IPCI bank, or holding company, that grants a master license to a Dutch trust. Thus, you have few tax issues with IPCI migrating from jurisdiction to jurisdiction and few prohibitions and permits required when licensing.

This is a powerful tool for those who own IPCI to get the IPCI to work for them across the borders of many nations. These structures work for authors, celebrities and their portraiture rights, patent holders, musicians, and most owners of IP. These IPCI holding companies, also called IP Banks, are excellent vehicles to hold IPCI and license it to other entities that can commercialize portions of the IPCI value. Many times a patent will have broad implications across many industries, some of these applications will succeed and some will fail. It makes no sense to bet on the future of a critical piece of technology and subject the company that owns it to failure if an application does not work. It makes sense to hold the technology in an IP Bank and license the technology to different startup firms for cash, stock, or both. Thus, if you have success you participate in the upside -- and in failure, you have not lost the ownership of the technology.

8. Training - We provide all of our referral sources access to training materials, articles, stock agreements, and news feeds. We are there to support those who support us.

Knowledge is the most important tool for our clients, other professionals who take care of their clients. We support this group with a custom news feed called the Tarsus Reporter, with model agreements, and white papers that are only available to those who work with us. Knowledge to keep the professional e-support ahead of all the rest.

9. We have an excellent due diligence department, and with the support of the department we are often able to get accounts opened faster than others. It can still take 30 to 90 days.

Opening accounts is getting harder by the day, and what we could do in a week last year now takes a month and reams of documents. Offshore Banks and Brokerages are no longer content to have funds - they require an extraordinary amount of disclosure - as if you were requesting loan from them. We can do it faster than most - but it is time consuming. The difficulty, quite frankly, is as a result of the UBS fiasco and the IRS response.

10. We have contacts throughout the world, literally. These contacts are comprised of referring professionals as well as contacts from Mr. Files and his investigative practice. This network is an invaluable tool for the Trust Company, the professionals, and our clients. We can pick up a phone or send and email, have people on the ground and find out the reality of situations almost anywhere in the world.

This goes back to being able to support our clients in ways that other firms simply can not do.

11. Many years experience. Tarsus has been working in offshore financial centers since 1986, and internationally since 1981.

Our experience gives us a unique perspective to help clients ferret out what they need and want. We are able to focus on needs first, and supply wants as long as they do not corrupt the purpose of the structures. An action that would corrupt a structure, if permitted, may be accomplished in another way that preserves the integrity of the structure. Perspective is what helps us see solutions to problems that may arise. We are attuned to the pulse of international finance.

12. We have in-house attorneys as well as our international network -- all who have specialties in security and tax matters -- to help our clients remain compliant.

The rule in medicine is to do no harm, and that is the first rule at Tarsus. There are many different ways to structure personal or company finances to address the risks and opportunities in the international financial community. There are also many ways to harm a client; the most obvious is with a non-complaint structure under law or tax code. Non-compliant structures can occur because of ignorance, indifference, intent, or inattention to changing laws. However this occurs, it has to be remedied as quickly and effectively as possible.

13. We pride ourselves on being creative to solve client problems. The depth, breadth, and experience of our professionals, and the community of professionals we work with, provides the prospective client with a wider range of options than typically found.

We have solved issues that were dropped by law firms and other trust companies as intractable, impossible, or even fiscally fatal. We can't guarantee that we can solve all problems -- but you will not find a team better suited to a good challenge.

14. All clients and professionals are screened for quality and capability.

The trust and financial asset management business is a close business. We maintain a close relationship with our clients, their businesses, and their families. We perform research on our prospective clients for two reasons, one, we are required to, and second, for the benefit of all other Tarsus clients. If Tarsus Trust is found to have an embarrassing client, it will cause undue attention to fall on all of us. Due diligence is an important tool to manage reputational risk.

15. We will provide help and an initial introduction, up to 30 minutes, at no cost.

It is part of getting to know you and you getting to know us. We can often provide a bit of insight into problems and opportunities that exist in this setting.

16. We pay for client referrals - including members in a group. We just need to work out the particulars so the funds flow as expected. Each situation is unique and we treat it as such.

We are a commercial operation and set up to profit from the provision of our services. We are also keenly aware of the value of a professionals contacts and community. If a professional is willing to make an introduction to that community, and wishes to profit by that introduction, we are willing to acknowledge this exclusive property and pay referral fees. This is how we prefer to present the Trust Company.